We were excited to partner with the Maryland Realtors Association of Carroll County as they joined First Financial’s Youth Outreach Team to lead our Adulting 101 simulation at the Boys & Girls Clubs of Carroll County! This was the first time the program was held after school at the Club for middle and high school students.

Adulting 101 takes students through a given monthly budget. By visiting different stations and volunteers, students decide how much of their income per month they want to allocate to everyday expenses such as groceries, clothing, education, childcare (if needed), and more!

As a credit union founded by educators, First Financial is committed to providing free and interactive resources to the youth in our community. Adulting 101 is just one of many ways the credit union helps prepare students for their continued success and long‑term financial well‑being.

Interested in scheduling Adulting 101 for your classroom? Please contact our Youth Outreach Team at youthoutreach@firstfinancial.org.