Transfer Money

• Transfer money from your account at another institution into your First Financial savings or checking
• Transfer money from your First Financial checking to your account at another institution
• Schedule a transfer for the next business day or a future date
• Set up one-time or recurring transfers
• No sign-up or usage fees
• Transfer up to $2,500 per day*

*Regulatory transaction limitations may apply at non-First Financial institutions.

• Make payments or deposit transfers online
• No sign-up or enrollment in Online Banking required to perform one-time transfers or payments
• Register in the payment portal to schedule recurring payments and/or deposit transfers online
• Transfer money from another institution into a First Financial savings or checking account
• Use a non-First Financial debit card to make payments¹
• Schedule a transfer or payment for the next business day or a future date, or set up recurring payments or deposit transfers
• Transfer up to $2,500 per day²

¹Some restrictions apply. Not all loan types are supported at this time.

²Regulatory transaction limitations may apply at non-First Financial institutions.

Gather the following information for the member’s account or loan you’re looking to fund:

• Member’s account number (last 5 digits only)
• Last name or business name 
• Zip code

• Business, Health Savings Accounts (HSAs), and trusts are ineligible for transfers.
• While an automatic deposit or withdrawal in your First Financial account may occur immediately, please be advised the transaction may be returned from the other institution. Transactions can take up to 5 business days to either clear or be returned from the other institution.

• FedNow is the Federal Reserve’s instant payment service that lets financial institutions move money in real time, 24/7. It gives banks and credit unions a way to send and receive payments quickly through their digital banking tools.
• RTP, from The Clearing House, is another real-time payment network used by banks and credit unions across the U.S. It allows people and businesses to send money anytime and have it received right away.

Right now, First Financial accounts are set up only to receive instant payments. We’ll provide updates when sending instant payments becomes available.

No—money sent through FedNow or RTP is deposited straight into your First Financial account without any extra steps.

To receive the funds, simply provide the sender with:

• Your full name
• First Financial Federal Credit Union as the receiving institution
• The account number for where the funds should be deposited

The Federal Reserve keeps a current list of institutions using FedNow. You can check it out here:
https://www.frbservices.org/financial-services/fednow/organizations

Yes, ACH payments aren’t going anywhere. FedNow and RTP are just faster options you can use in addition to traditional transfers.

• Faster paydays – Access your earnings as soon as they’re sent, if your employer offers real-time payments
• Quick transfers – Money from friends or family can arrive in seconds
• Immediate payouts – Eligible government insurance, or other payments are deposited right away
• Faster gig payments – Get paid quickly for freelance or contract work