Investment Advisory Services

HomeInvest, Plan & ProtectInvestment Advisory Services

Financial Dimensions offers expert guidance in planning and managing your investment portfolio. Our investment advisor representatives can streamline your investments into a single account to align with your personal goals. 

Our advisors also provide guidance and advice when needed, helping you make the right decisions for your unique financial needs. 

Account Features

  • Complete brokerage account management
  • On-call advisory team to serve you
  • No-load mutual funds and ETFs
  • Consolidated statements
  • Competitive pricing options with no hidden sales charges
  • Ongoing professional investment management

Products and Services

  • Asset Allocation: An investment advisor will design a portfolio tailored to your specific goals and risk tolerance. This portfolio will be monitored and reviewed to ensure alignment with your objectives. The advisor will adjust the allocation as needed to optimize it according to your goals, financial situation, and market shifts. 
  • Rollover IRAs: A Financial Dimensions managed investment account is a great option for saving for retirement without the high fees of some 403B and other plans. Upon retirement or leaving an employer, you can transfer your retirement account tax-free to a rollover IRA. Financial Dimensions helps build secure, cost-effective retirement plans.
  • No-Load Mutual Funds and Exchange Traded Funds (ETFs): Financial Dimensions’ advisors have access to a wide selection of mutual funds from top companies, offering clients numerous options. These funds come without sales charges or transaction fees, providing a cost-effective way to diversify your portfolio.

Client Certificate Special

Grow your wealth strategically when you take advantage of our Certificate Special exclusively for Financial Dimensions clients. Lock in a competitive rate today and watch your savings grow with confidence and security.

Features

  • Maximum deposit up to $100,000
  • Early withdrawal penalties apply

Certificate Special is available to clients who are:

  • Members of First Financial Federal Credit Union AND
  • Investment management client with at least $500,000 in assets under Financial Dimensions management

Effective Date: 8/20/2026

Financial Dimensions Clients
TermMinimum BalanceAnnual Percentage Yield Dividend Rate
7-Month1,2,3$5005.00%4.88%

1Certificate dividends are compounded daily and credited monthly. These Dividend Rates(s) and Annual Percentage Yields(s) shown may change at any time as determined by our Board of Directors.

2Early Withdrawal Provisions. A penalty will be imposed if any of the principal funds are withdrawn before the maturity date. For withdrawals made during the first 6 days the account is open, the amount of the penalty will equal 7 days’ dividends. For accounts with a term to maturity less than 13 months the penalty will equal all accrued dividends, subject to a maximum of 90 days’ dividends.

37 month Financial Dimensions Client Certificate Special is available for a limited time and can be modified or withdrawn by First Financial at any time without notice. Minimum amount required to open is $500. Maximum amount to open is $100,000. Fees or penalties may reduce earnings. Must have $500,000 or more in assets under Financial Dimensions management. Limited to one certificate per household. 7 Month Financial Dimensions Client Certificate Special will not automatically renew at maturity, and the entire balance will be transferred to your share 01 Savings, Traditional IRA Savings or Roth IRA Savings account. Other terms and conditions may apply. This certificate cannot be opened through Online or Mobile Banking.

 

 

For more information about the Client Certificate Special, call Member Services at 410-321-6060 or stop by a First Financial branch.

APY1:

5.00%

Minimum Deposit:

$500

Term:

7 months

Investments, insurance, and brokerage account products offered through or advised by Financial Dimensions LLC: 

Not a Deposit Insured by NCUA. Not Guaranteed by the Credit Union. May Lose Value.

Financial Dimensions LLC is a state registered investment adviser and wholly-owned subsidiary of First Financial of Maryland Federal Credit Union. Investments and brokerage account products offered through Financial Dimensions are not deposits insured by NCUA or any other government agency. Products are not guaranteed by or obligations of the credit union. All investments involve risk including the possible loss of principal. Past performance is no guarantee of future results.

Please contact a Financial Dimensions advisor via telephone during business hours to make a timely transaction on your account. Instructions received via email or voicemail may not be honored.