12-Month Certificate – Earn up to 4.20% APY*

Reach your goals faster with only a $500 minimum deposit! 

Don’t Just Bank, Belong.®

Join the Maryland credit union offering members and our community so much more.

    • Security Alert – Impersonation Scams

      First Financial will NEVER contact you unexpectedly by text, email, or phone to request personal information such as online banking username, password or MFA code. We also won’t send representatives to your home to collect debit or credit cards.

    • Get Paid Up to 2 Days Sooner

      with Early Bird Deposit. Available automatically with any First Financial checking account for any payroll or government payment that’s directly deposited. 

    • Better Rewards Checking

      3.00% APY*

      Good Vibes. Great Rewards. Earn 3.00% APY* with Better Rewards Checking. 

    • Student Loans Available – Variable Rates as low as

      4.24%APR*

      College costs less here with our affordable Student Choice private lending solution. 

    Mobile Banking at your side 24/7.

    Manage your accounts wherever you are — even check your credit score for free.

    Download our App!

    Experience the First Financial difference.

    • Lower Rates

      As a not-for-profit financial institution, we offer our members lower loan rates because we put you first – not profits.

    • Scholarship Program

      Every year we award $3,000 scholarships to high school seniors within our field of membership.

    • Financial Wellness

      We’re more than a place to bank. We offer powerful educational tools to help members achieve life goals.

    • Become a Member

      Once a member, always a member. Joining First Financial is easy, and you can join online today.

      First Financial Is Proud to Be a Top Credit Union in Maryland!

       

           

      We’re always #BetterTogether.

      Since 1953, First Financial Federal Credit Union has been strengthening the community through volunteering, donations, and financial education.

      $162,037

      First Financial’s 2026 community contributions to date

      8,530

      Students reached during 2025-2026 school year

      Banking made easy.

      We’re your partner in your financial success. Visit a branch, give us a call, open an account, or come join our team.