Money Management Quiz

Are you living on the edge of bankruptcy? Many people don't realize until it's too late just how close they are to bankruptcy. To help evaluate your present financial practices take the Money Management Quiz below (Source: National Foundation for Consumer Credit).

1.	I pay the rent/mortgage payment and utility bills on time.
2.	I save 10% of my net income.
3.	I try to keep three months of my net income in reserve for emergencies.
4.	I plan ahead for large expenses such as taxes and insurance.
5.	I set goals and keep a budget for my net income.
6.	I spend no more than 15% - 20% of my net income for credit payments, excluding home mortgages.
7.	I comparison-shop for the purchase of most items.
8.	I use credit only for expensive purchases or when I have the money in my account to cover the charge.
9.	I balance my checkbook every month.
10.	I keep myself financially updated by reading consumer articles.

Financial Dimensions, Inc.
In The First Financial Building
1215 York Road
Lutherville, MD 21093
Phone: 410-321-6060, ext. 150
Toll free outside Baltimore metro area: 1-800-90-FFFCU
Fax: 410-321-4492
E-Mail Financial Dimensions