|
|
Mortgage Rates
Fixed Rate Mortgages: 15 to 30 Years Apply Online !
| Mortgage rates effective 5/13/2008. Quoted rates are for loan amounts $150,000.00 and above in Maryland. Please call the 1st mortgage department for lower loan amounts or PA properties. 1% origination fee paid at closing. Mortgages can be locked for 60 days. Rates may change without notice at any time. |
| TERM |
INTEREST RATE |
DISCOUNT POINTS |
| 30 year, fixed rate |
6.000 % |
no points |
| 15 year, fixed rate |
5.625 % |
no points |
Please call the First Financial Loan Call Center at 410-321-6060, ext. 773 for more information. |
Adjustable Rate Mortgages: (ARMs) Apply Online !
| Mortgage rates effective 03/21/2008. 1% origination
fee paid at closing. Mortgages can be locked for 60 days. Rates may change without notice at any time. |
| DETAILS |
| Introductory Rate: |
4.0 % |
| Current ARM rate, calculated as the prime rate minus 2%, but no less than 4%: |
4.00 % |
| Maximum rate change per year: |
1% |
| Maximum rate change over the life of the mortgage: |
4% |
| |
This is a 30 year, adjustable rate. The adjusted rate is based on the prime
interest rate as published in the Wall Street Journal's listing of "Money Rates" minus
2.0%, but will not be less than 4.0%.
There is an application fee which consists of the cost of the appraisal, credit report and
flood certification, a closing fee of $250.00, and an origination fee of 1% of the loan amount.
There are no discount points.
Please call the First Financial Loan Call Center at 410-321-6060, ext. 773 for more information. |
Short Term Mortgages: up to 15 Years Apply Online !
| Rates effective 02/01/2008. 80% Loan to Value. If not primary residence, add 1% to the rate, up to 80% max LTV. Rates may change without notice at any time. Rates quoted are for qualified members and reflect discount for repayment through automatic means. Call Loan Call Center for information and fees. |
| TERM |
INTEREST RATE |
DISCOUNT POINTS |
| 15 year, fixed rate |
5.50% |
no points |
| 10 year, fixed rate |
5.25% |
no points |
| 7 year, fixed rate |
5.25% |
no points |
| 5 year, fixed rate |
5.25% |
no points |
Balloon Mortgages: up to 10 Years Apply Online !
| Rates effective 02/04/2008. 80% Loan to Value. If not primary residence, add 1% to the rate and up to 80% max LTV. Rates may change without notice at any time. Rates quoted are for qualified members and reflect discount for repayment through automatic means. Call Loan Call Center for information and fees. |
| TERM |
INTEREST RATE |
DISCOUNT POINTS |
10 year, fixed rate mortgage.
Payments are based on 30 year amortization. |
5.00% |
no points |
7 year, fixed rate mortgage.
Payments are based on 30 year amortization. |
5.00% |
no points |
5 year, fixed rate mortgage.
Payments are based on 30 year amortization. |
5.00% |
no points |
|
