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Savings and Checking Products

First Financial offers a wide range of products to meet your savings needs, and all pay attractive dividend rates.

  • Savings Accounts: Including your primary Share Savings account, Christmas Club, Summer Pay Plan, secondary savings accounts, and the Looney Tunes Kids Club.

  • Checking Accounts: Our standard checking account has no monthly fee and no minimum balance.

  • Individual Retirement Accounts, Traditional IRA, Roth IRA, Education IRA, and IRA investment options at First Financial.

  • Money Market Accounts: A minimum balance of $5,000 earns competitive dividends with convenient access through your money market checkbook.

  • Money Manager Savings: A minimum balance of $20,000 earns high dividends with the benefit of guaranteed principle. For your convenience, you can access your funds once per month.

  • Share Certificates: A fixed dividend rate for 12, 18, 24 or 36 months, and a low minimum deposit of $500. These accounts offer the highest dividend rates available at First Financial.

  • 24 Hour Services, including OnLine Teller, Touch-Tone Teller, PC Teller and Loan Call Center

  • Direct Deposit: Have your paycheck automatically deposited into your checking account and avoid waiting in line. Free standard checks with direct deposit!

  • Payroll Deduction: Sign up to have a pre-determined amount withheld from your paycheck and deposited automatically into your account.

  • Savings Dividend Rates

  • Savings Calculator

For fees and conditions for these accounts refer to the Important Policies and Schedule of Fees