|
|
Home Loans
Contents:
See also:
Home Equity Fixed Rate Loan
- Use a home equity loan for home improvements, a new car, vacation and more.
- Fixed rate.
- Fixed monthly payments.
- Low interest rates.
- Minimal closing costs - First Financial will pay for all closing costs up front on a new home equity fixed rate loan or line of credit when you use $10,000 of the loan immediately. (No closing costs for new loans or lines of credit only. Available for primary residences only. Maximum loan amount is $100,000.)
- Interest may be tax deductible.
Home Equity Lines of Credit
- Use a home equity loan for home improvements, a new car, vacation and more.
- Borrow up to 100% of the equity in your home.
- Establish a reusable line of credit which may be used at any time.
- Access your line of credit through your home equity line of credit, checkbook, Touch Tone Teller, your Visa card or ATM card.
- Low interest rates and affordable repayment terms.
- Minimal closing costs - First Financial will pay for all closing costs up front on a new home equity fixed rate loan or line of credit when you use $10,000 of the loan immediately. (No closing costs for new loans or lines of credit only. Available for primary residences only. Maximum loan amount is $100,000.)
- Interest may be tax deductible.
First Mortgages & Refinancing
Whether you're buying or refinancing, First Financial's first mortgage program was designed with homeowners' needs in mind. Our Mortgage Department will work with you to ensure that your application process is fast, painless and trouble-free.
Fixed Rate Loan Programs
Features and benefits include:
- Free, no obligation pre-qualification interviews;
- Low fixed rates;
- Terms up to 30 years;
- Conventional, balloon and 80/10/10 products available;
- Down payments as low as 5%;
- Low settlement costs.
Adjustable Rate Programs
Features and benefits include:
- Free, no obligation pre-qualification interviews;
- Low introductory rates;
- Terms up to 30 years;
- Built in conversion feature;
- 1% cap per year, 4% maximum cap over life of loan;
- Down payments as low as 5%;
- Low settlement costs.
For a loan projection, try our Loan
Calculators or for more information contact First Financial's main office at 410-321-6060
ext. 773 or any branch office.
|
