24 Hour Services

Contents:

• OnLine Teller, Internet banking service.
• Loan Call Center, Loans by Phone
• Touch Tone Teller, telephone banking service.

See also:

• Direct Deposit
• Payroll Deduction
• Bill Payment Information

People who work hard and play hard need to do their banking at hours that are convenient to them. That's why in addition to our eight Office Locations, we offer a wide variety of services that allow you to do your banking where you want and when you want. So, whether you're out of town or can't leave your home, First Financial is just a phone call or a key stroke away.

OnLine Teller

For the ultimate in convenience, you will want to take advantage of OnLine Teller, our FREE Internet home banking service. OnLine Teller allows you to conduct virtually all of your banking transactions from the comfort of your home or office through your personal computer and the Internet. A few of the services available to you through OnLine Teller include:

• Funds Transfer and Withdraws
• Account Histories
• Balance Inquires
• Checkbook Balancing
• And much, much more

Our OnLine Teller service is easy to use and convenient while still providing a secure environment in which to conduct your transactions.

We know you're concerned about the security of account access through the Internet. With OnLine Teller, you can be sure that the confidentially of account information is our top priority. Security for OnLine Teller is provided through a protocol known as Secure Sockets Layer. The Secure Sockets Layer (SSL) prevents others from electronic eavesdropping by encrypting all data transmitted between our site and your computer.

Visit our OnLine Teller home page to sign-up and logon.

Loan Call Center

• Call 410-321-6060, and select option '4'
• Apply for your loan at your convenience by calling Loan Call Center, our 24 hour loans by phone application service.
• You will be guided step by step through the application process.
• In many cases, you'll receive your loan answer while you wait or within 10 minutes of your application.

Touch Tone Teller, Banking by Phone

• Call 410-427-8950
• Banking by phone service provides free access to your First Financial account through a touch tone phone.
• Balance your checkbook, transfer funds, make a loan payment and more from the convenience of your home or office.
• Available 24 hours a day, 7 days a week at no charge.

As always, your comments are very important to us and we welcome any feedback that you wish to share. You may send comments and feedback directly to Member Services. We appreciate your interest in First Financial's PC home banking products and look forward to hearing from you soon.

This credit union is federally insured by the National Credit Union Administration.

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