 |
 |
|
|
|
|
| ||
|
||||||
|
|
See also: No First Financial member should be without it: A checking account from First Financial with all the benefits, convenience and no cost features you could only expect from your Credit Union. Checking Account Features
Through OnLine Teller, you can view and print copies of your canceled checks, free of charge. Otherwise, canceled checks are microfilmed and retained for safekeeping. If you do not have access of OnLine Teller, two free check copies are allowed per year, per member. Silver Dollar Club members are allowed six free check copies per year. Of course, check copies which are needed for an IRS audit are free. Checking statements are sent monthly if there have been any transactions during the month. If there have been no transactions, statements will be sent quarterly. Take advantage of these services with your checking account:
Direct deposit your paycheck into your checking account and avoid waiting in line. You'll have immediate access to your funds and begin earning dividends from the day of deposit. To meet all your cash needs at home or on the road, First Financial belongs to the premier regional, national and international ATM networks, Star® and Cirrus®. Take advantage of our surcharge-free ATMs at all First Financial locations and all ATMs featuring the Allpoint Network and STARsf logos. First Financial members can also withdraw funds surcharge-free at all Maryland 7-Eleven store ATMs through the CO-OP network. For more information, visit www.co-opnetwork.org and click on ATM locator to find a Maryland 7-Eleven store location near you. Additionally, we also have reciprocal agreements with certain credit unions who will not surcharge our members who use their ATMs. Use your card for Point-of-Sale purchases of gas, groceries and more! About Allpoint: This network is the largest surcharge-free network of ATMs with over 32,000 ATMs nationwide. For your safety and convenience, Allpoint ATMs are located at retail stores throughout the country, including Giant, Target, ExxonMobil, CVS, and Rite-Aid. You can find the Allpoint ATMs closest to your home, office or vacation spot by visiting www.allpointnetwork.com and entering your zip code or city and state in the ATM locator. The locator will then display the Allpoint ATMs most conveniently located to you. There is no need to get a new First Financial ATM or Visa Debit card. Your existing ATM or Visa Debit card will automatically be accepted at all Allpoint ATMs.' As a First Financial member, you automatically receive unlimited free use of First Financial-owned ATMs and six free transactions each month at any non-First Financial ATM. If you take advantage of our checking account with direct deposit, you will receive a total of eight free transactions, monthly, at any non-First Financial ATM. Add a First Financial Visa credit card to your wallet and your free non-First Financial ATM transactions increase to 10 each month. ATM surcharging by other financial institutions may apply when you are using a non-First Financial ATM. Be sure to read all disclosure notices posted on ATMs. Depending on your needs, you may wish to take advantage of a First Financial Visa Debit Card, available free of charge to qualified members with your Credit Union checking account. A check card is actually an ATM card and check card in one. You can use it to make purchases at merchants displaying the familiar Visa logo and the purchase amount will be automatically deducted from your First Financial checking account. You can also use it to receive cash at thousands of Star® and Cirrus® ATMs worldwide. Have the security of knowing that funds will be automatically transferred from your savings account, a line of credit or your Visa credit card when there are insufficient funds to cover an overdrawn check. Overdraft protection lines of credit are available with limits from $300 to $15,000. Offered free of charge, 24 hours a day, 7 days a week, your account number, access code and touch-tone phone gives you access to your account through Touch-Tone Teller. Make balance inquiries, transfer funds, pay your monthly loan payments, balance your checkbook, order new checks and much more! 24 hours a day, 7 days a week, OnLine Teller is only a keystroke away. An authorization form and a PC with internet access is all you need to access your account. It's a visual version of Touch-Tone Teller and is offered free of charge to all members. For fees and conditions for these accounts refer to the Important Policies and Schedule of Fees |
|
|
