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Auto LoansContents:
See also:
Auto Loans IntroductionChoose First Financial for your next auto loan. First Financial offers a wide variety of financing options, including:
Traditional FinancingFirst Financial offers low competitive rates based upon the down payment and repayment period you're looking for. Members can finance up to 100% and choose a repayment period of up to six years depending upon the cost of the vehicle. To determine what your monthly payment may be, please use our loan calculator. Auto DraftIf you're planning on buying a car, First Financial's Autodraft program can get you on the road in no time. By using our Autodraft to purchase your vehicle, you can finance at First Financial's low rates without ever coming into a branch! It's this simple:
Using this process allows you to shop at any dealership in MD or PA that sells new and used vehicles, not just at our dealership partner locations where on the spot financing is available. We know you're busy, so enjoy the convenience of First Financial's Autodraft plus low loan rates from 5.9% APR**. For details or to get your Autodraft, call 410-321-6060, Option 4. *Check amount cannot exceed the NADA value for used cars and the retail value in the New Car Cost Guide
for new cars. Credit Union Financing at the DealershipFirst Financial has made financing your next vehicle a little easier with our new "C-U At the Dealership" lending program. At all Anderson, Enterprise, Frankel, Heritage, Norris Ford, Schaefer & Strohminger, Thompson and Wheeler Automotive dealerships throughout Baltimore County and surrounding areas, you can take advantage of low Credit Union rates and terms from the convenience of the dealership showroom. Look for the familiar First Financial logo which means you can obtain low Credit Union financing at the convenience of the dealer's showroom. Read more about Credit Union Financing at the Dealership Used Car FinancingVehicles that qualify for our lowest, new vehicle rates are those that are part of the current model year, with less than 6,000 miles and that have never been titled. If a car has been titled, or if it was a demo vehicle and has more than 6,000 miles on it, the car is considered a used vehicle. First Financial will finance used vehicles from model years 2000 to 2007 at our low used auto rates. Used cars older than 2000 can be financed at our signature loan rates. Refinance your Auto LoanIf you have already financed a vehicle elsewhere, you can refinance your new car at First Financial's new auto loan rates for up to 90 days after the date of purchase. You may refinance used autos at any time. New and Used Boats, Motor Homes and Recreational VehiclesFinancing is also available for new and used boats and recreational vehicles. Contact First Financial's main office for more details. How Do I Apply For A First Financial Auto Loan?
GAP Coverage Now AvailableChoosing and financing a new or used vehicle is an important decision. Did you know that if your vehicle were to be totaled or stolen, your insurance company might not pay off the entire loan balance? That’s because your insurance company settlement is based on the vehicle’s actual cash value. And because of the way cars depreciate, especially in the first few years, the outstanding loan balance is usually higher than the actual cash value. You could end up having to pay off a remaining loan balance for a vehicle you can no longer drive. To help out during this unfortunate circumstance, First Financial is now offering a product called Guaranteed Asset Protection or GAP coverage. GAP would pay the difference between your insurance settlement and your loan balance and may even cover up to $1,000 of your insurance deductible. At your Credit Union, the cost of this product is just $190. If you are in the process of purchasing a new or used vehicle or have recently done so, contact our Loan Call Center at 410-321-6060, Option 4 for more details. |
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