Account Summary Menu and Features

Contents:

Share List with Current Balance
Share Holds List
Loan List with Current Balance
Calculate Today's Payoff Amount

Share List with Current Balance

Each open share is listed with the share number, share description, available balance and current balance. The difference between the available balance and current balance is the amount being held for various reasons. You may look at the holds on each share by clicking on the link at the bottom-center of the share list, titled 'See Share Hold List'.

If you click on a share's description, you will receive a list of the most recent transactions on that share. The transaction list includes the last 180 days of activity on that share. The list includes the date the transaction was posted, a summary of the transaction, amount of the transaction, any penalties or fees, and the share's new balance after the transaction. Any comments associated with a transaction will be displayed on the following line(s).

Share Holds List

You will receive a list of all of your savings and checking accounts, with their current balance and the available balance. If there is a difference between the current balance and the available balance, you will receive a description of each hold on the share and the amount of each hold.

Funds in a share account can be placed on hold for a number of reasons, including minimum balance requirements, recently deposited checks, pending check card transactions and pending loan payments.

Loan List with Current Balance

Each open loan is listed with the loan number, loan description, the next payment due date, the minimum payment amount, available credit and the current loan balance.

If you click on a loan's description, you will receive a list of the most recent transactions on that loan.

Calculate Today's Payoff Amount

Select a loan and a loan payoff date, and you will receive the payoff amount for that loan on the requested date. This payoff amount is valid as of the time it is calculated by our system, and could be affected by payments and loan advances received after the payoff amount was calculated.

Payoff dates can be calculated for the current month only. If you wish to receive a payoff amount for a date in the next month, you will need to call one of our offices for assistance.