Privacy Statement and Policy

First Financial Federal Credit Union of Maryland is committed to protecting the privacy of our member's financial matters. First Financial recognizes and respects the privacy of our members and is committed to protecting the confidentiality of our member's information used while conducting business via the Internet, ATM networks, wire services, telephone, the US Mail or other means of communication.

Article XIX, Section 2 of the Credit Union's Bylaws requires "The officers, directors, members of committees and employees of this credit union shall hold in confidence all transactions of this credit union with its members and all information respecting their personal affairs, except to the extent deemed necessary by the Board in connection with:

The making of loans and extending lines of credit.
The collection of loans.
The guarantee of members drafts by third parties."

In accordance with the above, the Board of Directors has authorized participation with credit reporting agencies to facilitate making member loans and guaranteeing member share drafts. The information that First Financial provides to credit reporting agencies is protected by federal law and its use is strictly governed by the Fair Credit Reporting Act.

First Financial Federal Credit Union of Maryland does not collect or maintain information about its members that is not essential for prudent business purposes. First Financial has not and will never in the future sell member information to third parties. However, First Financial does use third parties for operational purposes to assist us in providing exceptional service and the highest quality and most competitive financial and consumer products to our members.

Our e-mail promise to our members:

First Financial won't give or sell your e-mail address to anyone without your explicit permission. You will receive no more than 1 to 2 promotional e-mails from First Financial per month, and all e-mails will be regarding products and services offered by or through First Financial.

All promotional e-mail from First Financial will be labeled with "ADV:" in the subject (for advertisement), and will be sent from announcements@firstfinancial.org. If you ask us to not send you any promotional e-mail, we will stop.

If you no longer wish to receive promotional e-mails from First Financial, you may tell us your mailing and e-mail preferences by filling out our electronic preference form.

Our use of electronic cookies:

First Financial's website does use electronic cookies in two, limited ways.

First, OnLine Teller uses a temporary cookie to maintain session information for your logon session. The information in this cookie is encrypted and is stored in your browser's memory. It is not stored in a permanent file on your hard disk, and the information is no longer accessible after you exit your browser program.

If you have cookies disabled, you will not be able to use OnLine Teller. Non-persistent cookies must be set to enable or prompt in order for you to access OnLine Teller.

The second place where cookies are used is in the check ordering system. There are over 70 different check combinations that can be ordered through our website, and we use a cookie to keep track of your selection to automatically enter the correct check style on the check order form. This cookie expires after one hour, and the information in this cookie is not used in any other place on our system.